The 2024 Federal Budget’s proposed capital gains inclusion rate increase has created much discussion and concern for Canadians who own capital property with inherent capital gains. The proposals provide a shortened period of time for proactive planning to manage exposure to the inclusion rate increase. Capital gains basics A capital gain results when you dispose… Read more

Increasingly, we are seeing clients whose capacity has become a concern, which becomes apparent when they may no longer be able to understand their finances or give proper instructions. Only then do we learn of their incapacity and that their estate plan is non-existent or does not meet their current needs. Planning ahead helps Unfortunately, engaging… Read more